Hey there everyone. I know I’ve come and gone over the years and it makes me sad. I’ve had terrible health issues and a ridiculous divorce. However I am back now and I’m going to be writing again I’m not sure who is still around but that doesn’t matter. I’m 31 now, I’ve been coming here since I was 18 haha. I hope some of you are still lurking A reunion is in order Much love to you all. Especially: Phalon, Mini MIA, Siren and Katina2nd.
I'm dealing with cleaning out Mom's house and figuring out what to do with all the crap none of the family wants. We'll have a yard sale once it turns cool enough, and after that we'll have to figure out what to do with what doesn't sell. Plus, my niece had a very hard time getting a loan, but now that she finally has it, she'll be hiring someone to renovate the house so she and the kids can move in and sell her place. Mom's house is about .3 miles from my and my sister's houses, and my sister's grandkids will be close enough to walk, ride their bikes, drive the golf cart and four-wheelers to come visit. And when there isn't tall crops in the fields, we'll be able to watch them as they traipse up and down the road between our homes and theirs. So, until we're done with getting rid of Mom's stuff and construction on the house, I'll be a bit distracted from time to time. Plus, I'm working on writing a couple of eArticles, and a non-fiction book, or maybe two, to Indie-Publish ... and I'm working on three, or more, game boards to Indie-Publish too.
About thirty years ago, my bank would tell me to write the check for what I wanted, and then let them know how much to put in my account ... it isn't that easy anymore. I have a credit score of 819, my sister's is 8??, and my niece's is 7?? ... so you'd think that getting a loan would be super easy. Not so. She had to jump through all kinds of hoops, but at least she finally got it. So, I guess the moral of that story is to save whatever money you might need for projects down the road and don't bother with banks. Credit scores don't seem to have the impact they once did.
Last Edit: Aug 13, 2018 22:07:25 GMT -6 by Mini Mia
My health issues appear to be on the mend... well some of them anyway how are you doing?
I'm good, Chere. Hubs is good. Girls are good; LX graduated college this past December, and she and her boyfriend moved in here in June and are staying with us until she finds a job to start her career (hhmmmm...she's extremely picky, in my opinion; it's good to have high aspirations, but you have to start somewhere, and unfortunately for a recent college grad, it's usually at the bottom). BP, the baby, is going to be a senior in high school this year!
...so you'd think that getting a loan would be super easy. Not so. She had to jump through all kinds of hoops, but at least she finally got it. So, I guess the moral of that story is to save whatever money you might need for projects down the road and don't bother with banks. Credit scores don't seem to have the impact they once did.
Don't know what route you went, Joxie, but if the need for a loan ever arises again, what I did with Mom's house might be helpful: to do the improvements and to pay for all the expenses to get it ready to sell, I did a home equity line of credit instead of taking out a regular loan. It kind of works like a credit card or a bank account.
I don't know if it's any easier to get than a loan - it seemed pretty simple - but I went that route instead of a loan because I didn't know exactly how much money I was going to need for expenses.